RHSB provides insurance services for religious organizations, churches, nonprofits, and other human services organizations. These organizations play vital roles in our communities but face a host of challenges, such as budget constraints, funding, staffing concerns, increasing cyber risks, and evolving vulnerabilities. RHSB proactively communicates and assists with exposures and risks for clients facing current and developing challenges.  You can depend on RHSB to act not only as your partner but also as your advocate. We will work closely with you to assess your business and risk management objectives and find the best solution to meet your organization’s goals.

Commercial Property & Casualty coverages

  • Commercial General Liability
  • Commercial Auto Liability
  • Umbrella
  • Workers’ Compensation
  • Pastoral Professional Liability
  • Directors & Officers Liability
  • Sexual Abuse & Molestation
  • Cyber Liability
  • Crime
  • Property
  • Building(s) & Contents
  • Pipe organs, Instruments
  • Fine arts, Signs, Stained glass
  • Loss Control / Safety Services
  • Claims Advocacy
  • Loss Control Resources
  • Safety Resources

      Coverage examples, other options available

Our Strengths are demonstrated by:

 Commitment to Our Clients.

We will serve you as a true business partner. We have the depth of resources and experience necessary to support you through every stage of future growth. We understand the complexities unique to insuring religious/nonprofit organizations, their members, and their boards.

Service Team. 

Our Service Team has extensive experience in insurance and risk management, providing clients with seamless coverage and service. Your Service Team includes a knowledgeable and experienced support staff, which ensures prompt and professional service.  Our Service team serves as an extension of your staff.

Market Strength. 

RHSB has cultivated relationships with leading national and global carriers. We have superior purchasing power in the billions and preferred company relationships. Our market leverage allows us to provide exceptional coverage through cost-effective solutions. RHSB represents dozens of insurance carriers and has access to hundreds of other markets/programs specific to certain industries/classes.

CLIENT TESTIMONIAL

“University UMC, Fort Worth has utilized Roach, Howard, Smith, and Barton for our insurance needs for many years. I can’t recommend them highly enough! Insurance is an expensive and complex investment. The team at RHSB are not only experts in their field, they are also great at communicating the details of the different insurance options in a way that clergy and lay people with limited insurance knowledge can understand. RHSB faithfully shops our insurance package every year to ensure we are getting the best coverage at a price that has the least impact on our ministry budget. I know that RHSB knows our church and treats us individually and personally. These are the things you can expect from RHSB every day. 

 What sets them apart is their care when the worst happens and you have to file a claim. That’s when they really shine! When our church suffered extensive damage after a hailstorm in 2016, RHSB was with us every step of the way. They worked with us for over a year ensuring our insurance carriers met all of their responsibilities. Not only did they help us navigate the complexities of an enormous claim, they were extremely caring to our lay leaders, staff, and myself during a very stressful time. We always knew they were on our side. I can’t imagine what we would have done without RHSB.”         Beth Evers, Pastor University United Methodist Church Fort Worth.