ALERT: Aerial Spraying

Dallas Mayor Mike Rawlings has declared the city’s recent West Nile virus outbreak a state of emergency and authorized an aerial spraying of insecticide in the city and surrounding areas to begin tonight. Weather permitting, spraying will begin in the Dallas metropolitan area at 8:30 pm and last until midnight. More than 200 cases of…

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WC Out of Control?

Workers’ Compensation Costs Do you control them or do they control you? In today’s economic environment, we continually look for ways to reduce expenses. In most cases when reviewing insurance costs, we find time and time again that workers’ compensation costs account for the majority of risk management dollars whether the program is fully-insured or…

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What about this HEAT?

  Preventing Heat-Related Illnesses   There are important steps employers can take before anyone heads out to work for the day: Stay informed on the local weather forecast, especially if high temperatures are predicted.  On abnormally hot and humid days, try to limit strenuous work to the cooler early morning or evening hours, or reschedule…

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Don’t Overlook

Don’t Overlook Structures on Property Schedules Insurance programs with omitted buildings or structures are far too common. Few firms have insurance providing coverage for unlisted buildings or structures. As insurance providers change over time, divisions are bought and sold, or renewal terms become more restrictive, the importance of accurate property schedules is more apparent. Some…

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What do you Use?

ID Theft through Hotels on the Rise Do you use your Debit Card when checking in to Hotels? Last month the FTC sued the Wyndham Hotel Group, which manages over 7,000 hotels under 12 brand names, for not adequately protecting their clients’ financial information. Wyndham has experienced 3 major breaches in the past 2 years resulting…

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Supreme Court Upholds Health Care Reform Law

   Supreme Court Upholds Health Care Reform Law On June 28, 2012, the last day of its current term, the U.S. Supreme Court announced its decision on the constitutionality of the health care reform law. The Court upheld the entire law, holding that Congress acted within its constitutional authority when enacting the individual mandate. This…

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Are Executives Bored?

In a recently published article by Gary Clayton of Privacy Compliance Group, Inc. he asks the question “Are executives bored with warnings that their companies’ personal data and other digital assets are at risk?”.  The answer according to a 2009 study by Ponemon Institute and published on Forbes.com is “Apparently so“.  A recent survey of…

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Driving & Laws of Physics

One of the most dangerous activities your organization’s employees will engage in is driving to, from and for work.  More than 100 people die everyday in auto accidents in the US.  Knowing the laws of physics on the road can help keep them safe.  Centrifugal force is the feeling of pulling to the outside when…

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Mother’s Day May 13, 2012

Mother’s Day – the most popular day to dine out 75 Million Americans Expected to Dine Out on Mother’s Day, According to the National Restaurant Association Mother’s Day remains the most popular holiday on which to dine out.  According to new research by the Association, nearly half of moms would pick their favorite restaurant if she…

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Personal Solutions Award

Roach Howard Smith & Barton is honored to have been selected as a 2012 President’s Award winner by Safeco Insurance. This prestigious award is presented to Safeco’s highest-performing agents nationwide. It recognizes our superior underwriting, continual growth, and steadfast loyalty to our partners at RHSB